When Sending EOI's to mortgage lenders we always try to be accurate in our information. Accuracy matters because it gets the correct information over to the lender which allows them to have the correct price, premiums, and location of all documents needed.
Allstate provides refunds to customer that is most cases to the customer's home however when the customer is transferring to another home or lender, it's always a good idea to write the policy as an SBO so that I'm not writing a new application. This will help with the automatic transfer to the new or same lender on the new policy. The termination and refund extra will get sent to the lender automatically which makes things much smoother and easier for all parties, rather then the customer having to get their refund to their house.