In order for the home inspection to be approved by an Allstate inspector the home needs to be within 1000 feet of a fire hydrant. If it's further than this the policy will be cancelled. Proof through Myriad Agent Portal is required when a discrepancy is in place. With the inspector submitting this through agency portal, the agent is required to approve of the results in Myriad and the policy can be updated accordingly. If within 1000 ft is approved the policy can remain in force however if the hydrant is 1001 ft or further from the home this will be insufficient proof and the policy will be updated to reflect the feet to the fire hydrant. If no response is given the policy will be as if the fire-hydrant is beyond 1001 ft.
This does not automatically change the policy from active to cancellation status but it can increase the premium of the policy. For more information contact Allstate for further details.
Homeowners applications can be bound effective a maximum of 12 months future effective.
Backdated applications and/or endorsements are ineligible - meaning you can't create an endorsement within the application.
Application's signature is required on all monoline applications
Comply with the established Company Policy regarding the ordering o credit reports.
Company conversions - 100% of company conversions must:
- Be customer initiated
- Be processed using the Allstate Enhancement Strategy (AES) Special Business Option (SBO) process
Any misrepresentation or concealment of material facts during the application process during the term of the policy, or during the presentation of any claim may cause ineligibility or cancellation.
Homes 49 years of age and younger & homes 50 years of age and older with a supporting auto policy.
.....more to come on Allstate Home insurance applications
Although Allstate Uses Conexes for their commercial policies, any auto or coverage that is added to the policy needs to be done through this system to be able to have coverage. Hired Auto Physical Damage Coverage provides additional physical damage protection for vehicles rented, leased, hired or borrowed for business use, not including vehicles borrowed from employees or business partners. (any borrowing of vehicles by employees) that means you need to have the coverage on your policy. When in connexus after adding the coverage to the policy underneath the hired auto liability information in the State of Illinois, add Excess Hired: IF ANY that means that it will cover incidental exposures excluding vehicles borrowed or rented.
Once the coverage has been added it will appear under optional coverage, then under Hired Auto Physical Damage, what will appear is Comp Cost of Hire: If ANY will allow you to have coverage for incidental exposures.
Although the hired auto liability coverage has been added you need to select the deductibles in order to ensure you have physical damage for the vehicle. This can be done in connexus as well under the policy tab.